Welcome to Sunshine Insure Travel Insurance
Welcome to Sunshine Insure travel insurance. We provide quotes for a wide range of people from all backgrounds regardeless of race, religion or age.
We have a unique approach to finding you the best quote and best medical travel insurance provider to ensure you get the best for you
Examples of cover that we provide for holidays and trip abroad
- Are you a non resident of the UK or don't have a family doctor? Check out our travel insurance guide if you have no GP for trips abroad.
- Have you ever wondered what does travel insurance cover? Check out our guide.
- Heading to the Island of the Gods? Make sure you have comprehensive Bali travel insurance and medical bills can be very high
- Travel insurance for visits to Australia and New Zealand and information about the reciprocal healthcare
- Providers that will provide travel insurance for expensive individual items
- One year travel insurance long stay cover
- More than 31 days single trip holidays to the Spanish costas
- 60 day Travel Insurance trips
- Winter breaks to faraway shores travel cover
- Backpacker long stay travel insurance
- Travellers with pre-exising medical conditions
- People going on hiking or trekking holidays
- Trips that require a high level of medical cover
Feature on Turkey
Turkey may have gone through a turbulent time of late but it's still a very popular destination with holidaying Brits. If you do head to Turkey then make sure you have travel insurance for Turkey that covers you for any medical issues, This should be the very minmum! Your EHIC card will not work in Turkey.
What is Travel Insurance?
It’s the holiday you’ve been looking forward to for a while. You’ve got your tickets, your passport and your suitcase is packed, but what about your travel insurance?
Many of us often forget to purchase this travel necessity and leave home without adequate travel insurance cover.
Whilst travel insurance is sometimes overlooked, it can in fact be one of the most important purchases you make before travelling.
When we envisage our holiday, we usually think of sandy beaches, clear blue skies and our biggest worry is usually how to avoid getting sunburnt. In reality however, things could go wrong and these situations also need to be planned for to ensure your dream holiday does not become a nightmare.
How much medical cover should I go for?
This question will very much depend on where you go and for how long. There are no hard and fast rules to how much medical cover you should ensure you have but the figure that is quoted by governments, abta and other travel bodies is £2 million minimum.
You have to remember that even a single trip in an airbulance can cost as much as £50,000 in the United States or £30,000 in Europe. Once you have arrived at a hospital the medical fees can seriously baloon, especially when you start having major operations.
In many places you could need a doctor to accompany you on a medical flight, for instance if you are holidaying in Bali and have a major accident you may need to be flown out to Singapore or Australia. This can run in to the tens of thousands of pounds alone.
Always ensure you have medical cover included in your insurance, it is after all the most important aspect of travel insurance and the one that is most called upon in a claim.
Going on a hike?
Cover for hiking holidays to include such walks as Everest Base Camp Trek, Paine Circuit Trek, Mount Kilimanjaro, Kungsleden, Colorado Trail, Tour du Mont Blanc, France, Italy, and Switzerland, Te Araroa Trail, Pacific Crest Trail in the USA
Latest travel insurance news from around the World
Brits are seeking safer places in the World to holiday to
There is a lot of terrorism in the World, and increasinly much of it is happening in popular spots. These include Tunisia, Egypt and most recently Turkey. Due to the recent bombing in Turkey, package tour operators to the country and slashing as much as 40% of holidays to popular Med spots.
Tunisia is unlikely to recover anytime soon after the 2015 beach attack that left many dead or injured.
Egypt too has had many issues with terror and also the rioting and Arab spring uprising, and it doesn't look like recovering for many years.
Of course there are often winners and losers in these situations.
Countries in Europe such as Spain, Italy and France are seen as safe havens, despite the recent Paris terror attack.
Further afield, Australia and New Zealand will stand to benefit too, as they are regarded as some of the safest nations on the planet.
European Health Insurance Cards
EHIC cards otherwise known as European Health Insurance Cards are available for all residents of the United Kingdom. They came into effect a few years ago and replaced the old E111 form.
Why should you get hold of a EHIC card?
The EHIC card is so you can stay in the country of destination and continue medical treatment. By having the card on your person while abroad this should entitle you to
statutory health care at your holiday destination.
Does EHIC mean I won't need travel insurance?
Absolutely not. You should always take out travel insurance when you go abroad, doesn't matter if it's France or India! You are taking a huge risk but not having valid travel insurance for the over 80s age group and you should always ensure that you have declared any pre-exising medical issues you may have.
Other information about EHIC cards
You should take into account that EHIC does not cover pre-exising conditions so you cannot travel to another European country and expect long term care for an issue you had previously.
The European health insurance card is always free. Ignore any false websites claiming that you have to pay for the card, this is simply not true.
Make sure you apply for a card a number of weeks before you intend on travelling.
The card is only applicable to Europe.
Latest Travel News from Sunshine Insure
Martin Lewis Travel Insurance Over 70
If you are over 70 then you may find it hard to find affordable travel insurance for your holidays and long term travel plans. In this day and age, it should not be the case anymore! Older people are travelling more and more and are not happy to end up just sitting around at home. … Continue reading “Martin Lewis Travel Insurance Over 70”
Heading to Mexico for a holiday?
Don’t be too worried about the reputation of Mexico Many people are put off going to Mexico due to the bad rap it gets in the news. It’s very bad in the States, but also Mexico has a hard time in the British press too. That said, Mexico still remains a very popular destination for … Continue reading “Heading to Mexico for a holiday?”
Will I need travel insurance after Brexit?
The simple answer to this question is yes! Even if the UK doesn’t leave the EU (unlikely now) then you should still carry travel insurance along with the EHIC card. The EHIC is not enough on it’s own and would not cover any treatment that’s need in a private hospital. Some Spanish public hospitals even … Continue reading “Will I need travel insurance after Brexit?”
Travel headlines from around the Globe
DECREASE OF AMERICAN TOURISTS TRAVELING TO CUBA Although Cuba has reported a record of about 4.7 million international travelers, including around 620,000 American tourists in 2017, in the last months travels from the United States to the island have diminished…. TURKISH TOURISM EXPERIENCING GRADUAL REJUVENATION The Turkish tourism industry has had a hard time in … Continue reading “Travel headlines from around the Globe”
Travel insurance is a the bottom of the list for UK travellers
The Foreign & Commonwealth Office (FCO} has warned holidaymakers and the over 65s from the UK to make sure they have the correct travel insurance in place when considering their trips. New research from the FCO shows that UK travellers shows that travel insurance is a the bottom of the list when it comes to … Continue reading “Travel insurance is a the bottom of the list for UK travellers”
Insurance for a Thailand Holiday
By Anthony Page More British tourists head for Thailand’s beaches than many comparable European destinations. The long haul flight from London to Bangkok will be at least 11 hours (many more if you have to connect enroute). Despite the long travel time, us Brits love Thailand and the love affair with this Southeast Asian nation … Continue reading “Insurance for a Thailand Holiday”