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Best UK Travel Insurance for Summer 2022

Going on Holiday in 2022?

2022 is expected to see a huge number of awesome holiday deals as the travel sector comes bursting back to life. Going forward though, a high level of medical cover when you travel will be essential.

2022 Travel Insurance Comparison

Best Travel Insurance Picks for 2022

We have listed below a number of travel insurance companies that will cover all age groups, to all destinations and will cover certain medical conditions too.

A good policy will give….
£1m or more for travel to Europe.
£2m or more for the USA.
Any treatment that can wait until you return home (according to medical opinion) wouldn’t usually be covered. – More from Money Helper

Post Office Travel Insurance for up to 18 months

Post Office cover for long stay trips up to 18 months!.
They were winners of the Best Travel Insurance Provider at the British Travel Awards for ten years in a row.
Example Quote* - £23.00

> Get a quote from POST OFFICE - Link not working? try this

Globelink Travel Insurance - Long term

Regular stay policy is best if you only take one holiday or are only travelling to one destination.
Take as many holidays as you wish and be covered all year long! 17 days Winter Sports Cover FREE if you take out the 45 days policy.
Aussies, Kiwis & Saffas Cover is for round trip journeys from your current country of residence in the UK, or EU and also for one way trips of up to 12 months duration
Example Quote* - £35.00

> Get a quote from GLOBELINK - Link not working? try this

Travel Supermarket Long Term Insurance - Up to 24 months

- Travelsupermarket covers many of the options for long stay insurance and will offer coverage for all ages.
- Their quote engine probably gives more results than any other comparison site
- They have a backpacker option too, which provides budget travel cover for people of all ages.
Example Quote* - £40.00

> Get a quote from TRAVEL SUPERMARKET - Link not working? try this

Worldnomads 90 days cover
Travel Time Insurance Long Stay
TravelTime specialises in offering great value Single Trip, Annual Multi Trip, Winter Sports and Backpacker travel insurance. Their policies offer cover for customers aged up to and including 75 years, so you can easily and quickly choose and tailor your policy to meet your individual needs.
Example Quote* - £55.99

> Get a quote from TRAVEL TIME INSURANCE - Link not working? try this

Medical Travel Insurance - Up to 12 months cover

Medical Travel Insurance is a very flexible insurance provider who search many partners for the cheapest long term travel insurance quote.
They have cover for over a 1000 different medical conditions, with competitive prices on each of the policys containing any of our listed conditions across all our cover type; single trip, annual multi trip etc
Example Quote* - £35.00

> Get a quote from MEDICAL TRAVEL INSURANCE - Link not working? try this

Travel Insurance for Medical Long Stay Cover

They specialise in providing travel insurance for people who have medical conditions but don't want to be held back by them. They offer full screening – either online or on the phone – for 1000s of conditions and can offer instant cover, wherever you are going.
Example Quote* - £33.00

> Get a quote from TRAVEL INSURANCE 4 MEDICAL - Link not working? try this

travel insurance over 90 days

Explorer Backpackers Insurance Long Term

- Up to £250 total valuables limit to replace your stolen or damaged items and cover your watches and sunglasses
- £5 million medical expenses cover, £5,000 holiday cancellation cover
-
Example Quote* - £37.49 (ES Single Trip Plus)

> Get a quote from EXPLORER INSURANCE - Link not working? try this

aa travel insurance long stay

AA Insurance for up to 6 months

- The AA will cover you for trips up to six months and also annual multi trips.
- You actually get money off if you aren existing member of the AA
Example Quote* - £49.00

> Get a quote from THE AA - Link not working? try this

Insure With Ease backpacker insurance

Medical expenses and repatriation - Unlimited (Platinum Cover)
Medical expenses and repatriation up to £10 million (Silver and Gold Cover)
24 hour worldwide emergency medical assistance
Up to 3 months single and 12 months backpacker (under 45)
Example Quote* - £26.14

> Quote from INSURE WITH EASE - Link not working? try this link opens in same window

Pandemic Travel Insurance

Don’t despair, if you are wanting to go on holiday and worried about corona then make sure you get travel insurance that covers pandemics, like the covid 19 disease.

covid travel insurance british residents

The pandemic still has a long way to go so you will need to ensure that you are covered for pandemics when you travel away from the UK, these policies below should cover you for pandemics, but always check the small print!! Listed below are a number of covid travel insurance providers.

Post Office Travel Insurance for up to 18 months

Globelink Travel Insurance - Long term

Travel Supermarket Long Term Insurance - Up to 24 months

Medical Travel Insurance - Up to 12 months cover

Travel Insurance for Medical Long Stay Cover

travel insurance over 90 days

Explorer Backpackers Insurance Long Term

aa travel insurance long stay

AA Insurance for up to 6 months

Insure With Ease backpacker insurance

Will I need travel insurance after Brexit?

The simple answer to this question is yes!

Even if the UK doesn’t leave the EU (unlikely now) then you should still carry travel insurance along with the EHIC card. The EHIC is not enough on it’s own and would not cover any treatment that’s need in a private hospital.

Some Spanish public hospitals even turned away Britons a which under EU law they are not suppose to do.

What about the EHIC card? Will it still be available after March 2019?

The truth is that no one knows, not even the UK government or the European union. If they do know then they are not letting on.

Whatever happens with Brexit one thing will remain. Travel insurance will still be necessary for any trips into Europe so don’t leave home without it!

Other travel headlines…

FRANCE: SUMMER SEASON LOOKS PROMISING
After a mixed spring, tourist numbers in France should be stable overall or even on the rise this summer season. The return of foreign visitors to Paris is confirmed.

ARGENTINIAN CRISIS AFFECTS TOURISM IN NEIGHBORING COUNTRIES
Argentina’s economic situation, with its currency among the most devaluated ones of the year, has been a cause for concern for authorities responsible for tourism in neighboring countries. Chile as well as Uruguay…

HOTEL INVESTMENT IN SPAIN REACHES EUR 1.83 BILLION IN 6 MONTHS
Hotel investment in Spain reached EUR 1.83 billion at the end of June, and even though this represents a 13% fall compared to the record registered in 2017, it is the second highest record at a semester-long level…

MEDITERRANEAN COASTS STILL UNDER REAL ESTATE PRESSURE
Housing development and the tourism boom threaten the 46,000 kilometers of the Mediterranean coasts, putting at risk natural sites and traditional activities.

TUNISIAN TOURISM RECOVERY SEEMS CERTAIN
The increase in arrivals in Tunisia since the beginning of the year amounts to 26%. An increase compared to the first half of 2017.

Travel insurance is a the bottom of the list for UK travellers

The Foreign & Commonwealth Office (FCO} has warned holidaymakers and the over 65s from the UK to make sure they have the correct travel insurance in place when considering their trips.

New research from the FCO shows that UK travellers shows that travel insurance is a the bottom of the list when it comes to travellers concerns below getting to the airport, airport security and the wait at the luggage carousel.

The research also shows that 72% of people over the age of 55 intend to travel abroad next year and approximately half of these have a pre-existing medical condition. With the cost of travel insurance the most important factor in the decision to purchase travel insurance according to the research, it also finds that 1 in 20 people have deliberately withheld details of a pre-existing medical condition in order to secure a lower price for the cover.

Many travellers rely upon the EHIC which provides medical care in the member states of the EEA but the level of state provided healthcare varies from member state to member state and the scheme does not include repatriation or additional accommodation costs.

The FCO is concerned about the take up of travel insurance and people travelling without an appropriate level of cover or with a policy that may not be arranged on the correct basis and has provided some examples of the cost of medical treatment abroad

stroke or heart attack repatriation – from £15,000 for an air ambulance in France to £90,000 for an air ambulance in the US

fractured hip – from £15,000 in Spain to £80,000 for an air ambulance in Thailand or the US

fractured arm – from £1,000 in France and Spain to £7,000 in the US

ear infection – from £500 in France to £2,000 in the US

The FCO has issued the following guidance to people travelling with a pre-existing medical condition answer questions about their medical history fully and honestly
read policy documents carefully, including the small print, so that you understand what you are and are not covered for
think about the destination you are travelling to – the price of medical care can vary from country to country, which will be reflected in the price of insurance think about using specialist travel insurance or brokers
where relevant, think hard about whether choosing a policy that excludes treatment related to your condition(s) is safe, even if it is cheaper.

Insurance for a Thailand Holiday

By Anthony Page

More British tourists head for Thailand’s beaches than many comparable European destinations. The long haul flight from London to Bangkok will be at least 11 hours (many more if you have to connect enroute). Despite the long travel time, us Brits love Thailand and the love affair with this Southeast Asian nation is likely to endure.

There is a darker side to travel in Thailand. More British citizens end up losing their lives in Thailand compared to most other holiday destinations. Along with the unfortunate death statistics, many Britons end up in Thai hospitals as a result of an accident or drinking too much.

Many tourists in Thailand like to hire motorbikes and will often drive around islands such as Phuket wearing no helmet (and sometimes under the influence of alcohol too). The statistics for road accidents in Thailand is shocking. We’d advise against riding motorbikes, full stop.

So what would be our number one piece of advice for visiting Thailand? Ensure you have taken out comprehensive travel insurance. The cost of buying some noodles or a Chang beer might be cheap, but any treatment in Thailand’s international hospitals certainly won’t be.

If you are admitted to a Thai hospital then one of the first requirements will be to hand over a substantial amount of cash to cover your expenses. There is a reason why Thai hospitals have ATMs installed in their accident and emergency rooms.

This amount of money will vary from hospital to hospital. If you are not covered by travel insurance then you will not see this money again. If your condition is severe than hospital fees can run into tens of thousands of pounds.

Don’t let the statistic put you off holidaying in Thailand. As the UK FCO says, most visits to Thailand are trouble free, just make sure you have good quality travel cover. Not having insurance in Thailand could be life changing.

Latest prices for travel insurance over 80

Here is a list of the latest travel insurance insurance quotes for those over 85. These quotes are based on older people from the UK travellng to Spain for a two week holiday on the Med. These pricess are current as of March 2017. These quotes are from numerous travel insurance providers who provide cover for UK citizens.

INSURANCE PROVIDER	POSSESSIONS £	MED COSTS £	QUOTE £
Insurance 4 med	750	3,000,000	68.04
Good to Go Insurance	0	10,000,000	68.82
Jet 2 Insurance	750	5,000,000	57.00
Insure for	1000	10,000,000	93.35
Get Going	0	10,000,000	44.04
Alpha Travel Insurance	1000	10,000,000	28.38
Columbus	0	5,000,000	76.96
SAGA	5000	10,000,000	50.35
Just Travel Cover	500	5,000,000	30.90
Explorer	1500	5,000,000	50.64
Avanti	1000	5,000,000	80.87
LV Insurance	0	10,000,000	96.00
Debenhams	1000	10,000,000	98.78