More and more people are taking career breaks, gap years and choosing to winter in sunny locations these days and in these cases multi-trip insurance doesn't cover these longer stays. These are also options for backpackers and expats too.
This is where long stay cover comes in. Typically these travel insurance policies will extend to provide cover beyond the 90 day limit of normal single trip multi destination insurance. Backpackers and even short term expats can benefit from taking out long stay holiday insurance and this can often work out better value than medical or health insurance. It is always worth taking out a good level of travel insurance evem if you are going to be away a long time. Hospital bills around the World can be very high indeed.
Listed are a number of travel insurers who have coverage for trips abroad that exceed 90 days in length.
- Travelsupermarket covers many of the options for long stay insurance and will offer coverage for all ages.
- Their quote engine probably gives more results than any other comparison site
- They have a backpacker option too, which provides budget travel cover for people of all ages.
Example Quote* - £40.00
> Get a quote from TRAVEL SUPERMARKET - Link not working? try this
Up to £250 total valuables limit to replace your stolen or damaged items and cover your watches and sunglasses
- Single trip cover for 90 days, 180 days, one year or two years
- Optional cover for over 2,000 medical conditions, Independent travel on annual policies
- Will cover up any age group and for any length of time too!
Example Quote* - £47.21 (STC Trip)
> Get a quote from ALPHA COVER - Link not working? try this
Medical Travel Insurance is a very flexible insurance provider who search many partners for the cheapest long term travel insurance quote.
They have cover for over a 1000 different medical conditions, with competitive prices on each of the policys containing any of our listed conditions across all our cover type; single trip, annual multi trip etc
Example Quote* - £35.00
> Get a quote from MEDICAL TRAVEL INSURANCE - Link not working? try this
- Up to £250 total valuables limit to replace your stolen or damaged items and cover your watches and sunglasses
- £5 million medical expenses cover, £5,000 holiday cancellation cover
Example Quote* - £37.49 (ES Single Trip Plus)
> Get a quote from EXPLORER INSURANCE - Link not working? try this
Choose from 3 cover levels: Standard Backpacker, Essential Backpacker and Essential Plus Backpacker
Continuous cover for up to 24 months
Purchase up to 60 days in advance
Example Quote* - £33.21 (Backpacker Trip)
> Get a quote from ESSENTIAL COVER - Link not working? try this
JS also have a Backpacker / Longstay Travel Insurance policy that allows for two trips back to the United Kingdom,
Backpacker policy is a great option for the budget-conscious, as it includes all the core elements of cover that you would expect from your policy, at an enviable price. The maximum duration is 12 months.
Example Quote* - £33.21 (Backpacker Trip)
> Get a quote from JS COVER - Link not working? try this
As specialists in medical travel insurance, they understand the difficulties of finding the right medical travel insurance cover at the right price. When you have an existing medical condition, whether it is asthma, high blood pressure or something more serious like cancer, they can provide peace of mind and cover
Example Quote* - £29.88 (Get Going Standard Single Trip)
> Get a quote from GET GOING - Link not working? try this link opens in same window
Insure With Ease backpacker insurance
Medical expenses and repatriation - Unlimited (Platinum Cover)
Medical expenses and repatriation up to £10 million (Silver and Gold Cover)
24 hour worldwide emergency medical assistance
Up to 3 months single and 12 months backpacker (under 45)
Example Quote* - £26.14
> Quote from INSURE WITH EASE - Link not working? try this link opens in same window
Travel Insurance for Medical Long Stay Cover
They specialise in providing travel insurance for people who have medical conditions but don't want to be held back by them. They offer full screening – either online or on the phone – for 1000s of conditions and can offer instant cover, wherever you are going.
Example Quote* - £33.00
> Get a quote from TRAVEL INSURANCE 4 MEDICAL - Link not working? try this
World Nomads Travel Insurance Long Stay
If you're traveling and want to travel longer, World Nomads lets you buy more cover to keep you on the road. Travel insurance for independent travelers and intrepid families. You'd rather not think about all of the things that might go wrong on your trip, but these things can and do happen.
Example Quote* - £39.99
> Get a quote from WORLD NOMADS INSURANCE - Link not working? try this
Good to Go Specialist cover
Goodtogoinsurance.com provides travel insurance cover to travellers of any age, with or without pre existing medical conditions. They can also cover your travelling companions on the same policy.
- Pre existing conditons such as Cancer, Heart Conditions, Diabetes, Stroke, Epilepsy and many more
- Single trip and annual travel insurance with no age limit
- Three levels of travel insurance cover available
Example Quote* - £27.34 (Silver Policy)
> Get a quote from GOOD TO GO INSURANCE - Link not working? try this
Saga Travel Insurance for older long stay cover
For weekend breaks to one year trips Cruise cover provided as standard!
- Cover most pre-existing medical conditions.
- Covers any age
Example Quote* - £22.56 (Saga Single Trip)
> Get a quote from SAGA INSURANCE - Link not working? try this