Travel insurance can be really hard to obtain if you don't have a fixed address in the UK or not registered with a GP or family doctor's surgery. Many travel insurance companies now insist that you are UK resident and can attach some pretty strict rules.
For instance, some insurers will insist you have actually been living in the UK for six months before you depart on your holiday. Others will insist you are registered with a NHS GP or family doctor's surgery in the UK
The actualy definition of being UK resident can vary from insurer to insurer too, which can be a real minefield to navigate! Some travel insurers stipulate that you must have been present in the UK for six months before leaving. Some state you must be have been resident in the UK for six months before, but fail to stipulate if you have to have been actually present in the country. You can still be classed as resident and be outside the UK. Yes, it's confusing, but more insurers are being precise in their definition. Bascially you need to ALWAYS READ THE SMALL PRINT of these insurers.
Listed below are travel insurance providers for UK citizens who are non resident or are not registered with a GP. If you are resident then check out our other travel insurance options.
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Sunshine Insure - Europe and Worldwide Travel Insurance for British & UK residents
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